I wanted to withdraw my credit card for another person. Unexpectedly, the other party maliciously reported the loss, and 48,000 yuan was lost.Yesterday, the Huangpi District Procuratorate prosecuted the cardholder Dingmou on suspicion of fraud.
    
     检察官提醒我们，持卡人有可能泄露个人信息，持卡人也有欺诈风险。
    
     Ding Mou, a native of Wuhan, is a junior college student who owes foreign debts for gambling.He borrowed his ID card from his girlfriend Ganmou for the reason that he had a friend to remit money after losing his ID card.Subsequently, Ding opened a credit card in the name of Ganmou, and quickly overdrawn and consumed more than 50,000 yuan.
    
     The so-called maintenance card is that the maintenance card holder first uses his own cash to pay the debts for the cardholder, after the credit card restores the overdraft, and then repacks the amount of cash on the card by swiping the POS machine and other false consumption methods.In this way, the cardholder postpones the repayment period, and the cardholder can earn a certain fee from it.
    
     当天中午，丁某委托叔叔与何某见面，何某将4.8万元转入以甘某名义开立的信用卡，准备用POS机还款。
    
     In a few tens of seconds, Ding Mou had been waiting in front of the computer for a long time. When he saw the money coming to the account, he immediately reported the loss of the card through the online bank. Then he falsely claimed that the card had been lost. He had to redo it. He cheated Gan Mou's ID card again, refunded the credit card and took away the cash.
    
     He Mou failed to cash in by swiping his card with POS machine, found out that there was fraud, questioned Ding Mou's uncle and alerted the police.The next day, the police handling the case will be arrested by Ding Mou.
    
     It is understood that some credit card overdraft holders, once not paid, collude with some so-called professional maintenance card holders, by the maintenance card holder for their false repayment, cardholders overdraft high consumption, such a vicious circle, the more debt accumulated, and some of them bear criminal responsibility for not having 钱。
    
     The prosecutor pointed out that card maintenance is essentially an illegal practice. The People's Bank of China and the China Banking Regulatory Commission have clearly stipulated that using POS to carry out credit card arbitrage is an illegal act that should be attacked.